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Life Insurance

Employee Coverage
Unum Life Insurance Company of America is the carrier for the life insurance offered by Huntington Hospital. Life insurance is offered on two levels, basic and optional. Dependent life insurance is also available.

 
 

Basic Coverage ($20,000)
Huntington Hospital provides a basic level of coverage at no cost to you. Basic coverage is effective the same time you become eligible for benefits, provided that you are actively at work.

Optional Coverage (up to a maximum of $500,000)
      $50,000
      1 times your annual base pay
      2 times your annual base pay
      3 times your annual base pay
      4 times your annual base pay


For options that are a multiple of annual base pay, the amount is rounded to the next highest $1,000 and premiums are deducted on an after-tax basis.
 
As a new employee, optional coverage becomes effective on your benefit eligibility date. You may increase your coverage by one level during Open Enrollment.

Reduced levels of coverage apply to employees and covered dependents who are 70 years of age and older.

 

Dependent Coverage
Life insurance coverage is available for your spouse and/or your eligible child(ren).

      $5,000 for spouse, domestic partner and/or child(ren)
      $10,000 for spouse, domestic partner and/or child(ren)

Your Beneficiary
You can designate your beneficiary by completing, signing and submitting a Beneficiary form to the Benefits department. Make sure your beneficiary form is always current.

Supporting Documents
Term Life Benefit Summary

Helpful Links
Beneficiary form
Life Insurance SPD