Open Enrollment
Monday, October 19th through Friday, October 30th
Benefits Are Effective January 1, 2010

To enroll, click HERE.  You will need your Pin Number (which is included in this packet) as well as your Social Security Number.

If you are not making any changes, and you are not enrolling in the AD&D Dependent Coverage or in either of the Flexible Spending Accounts (FSA), you do not need to re-enroll.  If you do not re-enroll, you will have the same benefits in 2010 as you currently have in 2009, except for Dependent AD&D and FSAs.

Reminder:  If you are adding dependents to any of your plans, proof of eligibility will be required. Also, it is necessary that you provide Social Security Numbers for all your eligible dependents.  Please refer to the 2010 Benefit Guide online for the list of required documentation needed to confirm eligibility.

What's New for 2010?
The following are changes made to the Benefit Package for 2010:

Huntington Choice Medical Plans and Employee Cost Sharing

• Two PPO medical plans are being offered for 2010. 
  • Option One - $250 Deductible is the same as the 2009 Huntington Choice Medical Plan except for an increased deductible from $150 to $250 and increased employee cost per pay period.    

• Option Two - $500 Deductible has a $500 deductible, an increased physician and specialist visit co-pay of $5.00 ($20 for Primary Care Physician/$40 Specialist), and a higher patient-responsibility percentage of co-insurance (percentage you pay after the deductible).  Option Two also has the same employee cost per pay period that you are currently paying in 2009.
  
  In order to make the right decision for you and your family, please refer to the enclosed Plan Comparison and Employee Cost Sharing Information. 
  
  Remember deductibles only apply to services that have a co-insurance.  Deductibles do not apply to services that are provided at Huntington Hospital.

Prescription Drug Benefits

• As of January 1, 2010, your prescription benefit through Express Scripts will allow you to obtain your Generic medication for both retail and mail order prescriptions at no cost.  Please refer to the chart for the increased co-pay for brand and non-formulary medications.

Mental Health Parity

• Effective January 1, 2010, there will be no annual limits for In-Patient and Out-Patient mental health benefits.  Services will be covered as long as they are medically necessary.  Co-pays, deductibles, and co-insurance will be determined by the medical plan option you elect.  Benefits will be paid in accordance with the plan, providing you or your eligible dependent use only "In-Network Providers" through the Anthem Blue Cross Prudent Buyer Network.  Effective, January 1st, Out-of-Network mental health benefits will no longer be covered.     

Flexible Spending Accounts

• The maximum annual contribution to your Health Care Account has been increased from $5000 to $7500.  Remember to plan conservatively when enrolling in your Flexible Spending Accounts.  Flexible Spending Accounts require an annual election due to IRS regulations.  Please refer to the 2010 Benefits Guide online for additional information.

 Dental and Vision Cost Sharing

• Please refer to the Employee Cost Sharing Comparison for Delta Preferred, Delta Preferred Plus, and Vision.  There is no change in benefits.  There is no increase in your cost or change in benefits for DeltaCare USA.

Life, Accidental Death & Dismemberment (AD&D) & Long Term Disability (LTD)

• There is no increase in your cost for Life Insurance, Dependent Life, Accidental Death & Dismemberment or Long Term Disability Plans.
  • AD&D has enhanced options of coverage for your eligible dependents. 
    • The benefit for your spouse or domestic partner can now be selected in increments of $5,000 not to exceed $300,000. 
    • The benefit for your child(ren) can now be selected in increments of $5,000 not to exceed $50,000.

If you do not re-enroll, you will no longer have AD&D coverage for your family.
For additional information, please refer to the benefits information contained in this website or contact the Employee Benefits Department at 626-397-8504 or 626-397-5199.